/* ============================================
   SMARTPAY LANDING PAGE - dangkysmartpay.vn
   Modern, Impressive, Conversion-focused
   ============================================ */

/* --- RESET & BASE --- */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary: #00C853;
    --primary-dark: #00A844;
    --primary-light: #E8F5E9;
    --secondary: #0D1B4C;
    --secondary-light: #1A2D6D;
    --accent: #FF6D00;
    --accent-light: #FFF3E0;
    --text: #1a1a2e;
    --text-light: #6b7280;
    --bg: #ffffff;
    --bg-alt: #f8fafb;
    --bg-dark: #0a0e27;
    --border: #e5e7eb;
    --radius: 16px;
    --radius-sm: 10px;
    --radius-full: 9999px;
    --shadow: 0 4px 24px rgba(0,0,0,0.06);
    --shadow-lg: 0 20px 60px rgba(0,0,0,0.1);
    --shadow-glow: 0 0 40px rgba(0,200,83,0.2);
    --transition: all 0.3s cubic-bezier(0.4,0,0.2,1);
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: 80px;
}

body {
    font-family: 'Be Vietnam Pro', -apple-system, sans-serif;
    color: var(--text);
    background: var(--bg);
    line-height: 1.7;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    -webkit-tap-highlight-color: transparent;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

a { text-decoration: none; color: inherit; }
img { max-width: 100%; height: auto; }

/* --- ANIMATIONS --- */
@keyframes fadeInUp {
    from { opacity: 0; transform: translateY(30px); }
    to { opacity: 1; transform: translateY(0); }
}
@keyframes fadeInRight {
    from { opacity: 0; transform: translateX(-30px); }
    to { opacity: 1; transform: translateX(0); }
}
@keyframes fadeInLeft {
    from { opacity: 0; transform: translateX(30px); }
    to { opacity: 1; transform: translateX(0); }
}
@keyframes zoomIn {
    from { opacity: 0; transform: scale(0.8); }
    to { opacity: 1; transform: scale(1); }
}
@keyframes float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}
@keyframes pulse {
    0%, 100% { box-shadow: 0 0 0 0 rgba(0,200,83,0.4); }
    50% { box-shadow: 0 0 0 15px rgba(0,200,83,0); }
}
@keyframes scrollWheel {
    0% { opacity: 0; transform: translateY(0); }
    40% { opacity: 1; }
    80% { opacity: 0; transform: translateY(8px); }
    100% { opacity: 0; }
}
@keyframes shimmer {
    0% { background-position: -200% center; }
    100% { background-position: 200% center; }
}
@keyframes borderGlow {
    0%, 100% { border-color: rgba(0,200,83,0.3); box-shadow: 0 0 20px rgba(0,200,83,0.1); }
    50% { border-color: rgba(0,200,83,0.6); box-shadow: 0 0 30px rgba(0,200,83,0.2); }
}
@keyframes gradientShift {
    0% { background-position: 0% 50%; }
    50% { background-position: 100% 50%; }
    100% { background-position: 0% 50%; }
}
@keyframes countGlow {
    0%, 100% { text-shadow: 0 0 20px rgba(0,200,83,0.3); }
    50% { text-shadow: 0 0 40px rgba(0,200,83,0.6); }
}

[data-animate] {
    opacity: 0;
    transition: opacity 0.6s ease, transform 0.6s ease;
}
[data-animate="fade-up"] { transform: translateY(30px); }
[data-animate="fade-right"] { transform: translateX(-30px); }
[data-animate="fade-left"] { transform: translateX(30px); }
[data-animate="zoom-in"] { transform: scale(0.8); }
[data-animate].visible {
    opacity: 1;
    transform: none;
}

/* --- BUTTONS --- */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px 28px;
    border-radius: var(--radius-full);
    font-weight: 600;
    font-size: 15px;
    border: none;
    cursor: pointer;
    transition: var(--transition);
    white-space: nowrap;
    font-family: inherit;
}
.btn-cta {
    background: linear-gradient(135deg, var(--primary), #00E676, var(--primary-dark));
    background-size: 200% 200%;
    color: #fff;
    box-shadow: 0 4px 20px rgba(0,200,83,0.3);
    animation: gradientShift 3s ease infinite;
    position: relative;
    z-index: 1;
}
.btn-cta::before {
    content: '';
    position: absolute;
    inset: -2px;
    border-radius: inherit;
    background: linear-gradient(135deg, var(--primary), #69F0AE, var(--primary-dark));
    z-index: -1;
    opacity: 0;
    filter: blur(12px);
    transition: opacity 0.4s ease;
}
.btn-cta:hover::before {
    opacity: 0.6;
}
.btn-cta:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 35px rgba(0,200,83,0.4);
}
.btn-outline {
    background: transparent;
    color: var(--primary);
    border: 2px solid var(--primary);
}
.btn-outline:hover {
    background: var(--primary);
    color: #fff;
    transform: translateY(-2px);
}
.btn-lg { padding: 18px 36px; font-size: 17px; }
.btn-block { width: 100%; }
.pulse-animate { animation: pulse 2s infinite; }

/* --- NAVBAR --- */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255,255,255,0.75);
    backdrop-filter: blur(24px) saturate(180%);
    -webkit-backdrop-filter: blur(24px) saturate(180%);
    border-bottom: 1px solid rgba(0,0,0,0.04);
    transition: var(--transition);
}
.navbar.scrolled {
    background: rgba(255,255,255,0.9);
    box-shadow: 0 4px 30px rgba(0,0,0,0.06);
}
.navbar-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 80px;
}
.logo img { height: 48px; width: auto; }
.nav-links {
    display: flex;
    gap: 32px;
}
.nav-links a {
    font-weight: 500;
    font-size: 15px;
    color: var(--text);
    transition: var(--transition);
    position: relative;
}
.nav-links a::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--primary);
    transition: width 0.3s;
}
.nav-links a:hover::after { width: 100%; }
.nav-links a:hover { color: var(--primary); }
.nav-cta { padding: 10px 24px; font-size: 14px; }
.mobile-menu-btn {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
}
.mobile-menu-btn span {
    width: 24px;
    height: 2px;
    background: var(--text);
    border-radius: 2px;
    transition: var(--transition);
}
.mobile-nav-cta { display: none; }

/* --- HERO --- */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    padding: 100px 0 60px;
    overflow: hidden;
    background: linear-gradient(135deg, #f0fdf4 0%, #ecfdf5 20%, #f0f9ff 50%, #eff6ff 80%, #f5f3ff 100%);
    background-size: 400% 400%;
    animation: gradientShift 12s ease infinite;
}
.hero-bg-shapes {
    position: absolute;
    inset: 0;
    overflow: hidden;
    pointer-events: none;
}
.shape {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    opacity: 0.4;
}
.shape-1 {
    width: 600px; height: 600px;
    background: radial-gradient(circle, rgba(0,200,83,0.3), transparent);
    top: -200px; right: -100px;
}
.shape-2 {
    width: 400px; height: 400px;
    background: radial-gradient(circle, rgba(59,130,246,0.2), transparent);
    bottom: -100px; left: -100px;
}
.shape-3 {
    width: 300px; height: 300px;
    background: radial-gradient(circle, rgba(255,109,0,0.15), transparent);
    top: 50%; left: 50%;
}
.hero-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 2;
}
.hero-badge {
    display: inline-block;
    background: rgba(0,200,83,0.1);
    color: var(--primary-dark);
    padding: 8px 20px;
    border-radius: var(--radius-full);
    font-size: 14px;
    font-weight: 600;
    margin-bottom: 20px;
    animation: fadeInUp 0.6s ease;
}
.hero-text h1 {
    font-size: clamp(28px, 3.5vw, 46px);
    font-weight: 800;
    line-height: 1.2;
    margin-bottom: 20px;
    color: var(--secondary);
    animation: fadeInUp 0.6s ease 0.2s both;
    white-space: nowrap;
}
.gradient-text {
    background: linear-gradient(135deg, var(--primary) 0%, #00BFA5 25%, #69F0AE 50%, #00BFA5 75%, var(--primary-dark) 100%);
    background-size: 200% auto;
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    animation: shimmer 4s linear infinite;
}
.hero-desc {
    font-size: 18px;
    color: var(--text-light);
    margin-bottom: 32px;
    max-width: 520px;
    animation: fadeInUp 0.6s ease 0.4s both;
}
.hero-ctas {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 24px;
    animation: fadeInUp 0.6s ease 0.5s both;
}
.hero-trust {
    display: flex;
    gap: 24px;
    font-size: 13px;
    color: var(--text-light);
    animation: fadeInUp 0.6s ease 0.6s both;
}
.hero-trust span { white-space: nowrap; }

/* Hero Visual - Phone Mockup */
.hero-visual {
    position: relative;
    display: flex;
    justify-content: center;
}
.hero-card-stack { position: relative; width: 320px; height: 560px; }
.hero-floating-card {
    position: absolute;
    display: flex;
    align-items: center;
    gap: 12px;
    background: rgba(255,255,255,0.95);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    padding: 14px 20px;
    border-radius: var(--radius);
    box-shadow: 0 12px 40px rgba(0,0,0,0.1);
    border: 1px solid rgba(255,255,255,0.8);
    z-index: 3;
    animation: float 3s ease-in-out infinite;
    transition: all 0.3s ease;
}
.hero-floating-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 16px 50px rgba(0,200,83,0.15);
}
.hero-floating-card .card-icon {
    font-size: 24px;
    width: 44px;
    height: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 12px;
    background: linear-gradient(135deg, var(--primary-light), #C8E6C9);
    color: var(--primary-dark);
}
.hero-floating-card strong { display: block; font-size: 14px; color: var(--secondary); }
.hero-floating-card small { color: var(--text-light); font-size: 12px; }
.card-pos { top: 20px; left: -40px; animation-delay: 0s; }
.card-qr { top: 180px; right: -50px; animation-delay: 1s; }
.card-shop { bottom: 80px; left: -30px; animation-delay: 2s; }

.hero-phone-mockup {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 240px;
    height: 480px;
    background: linear-gradient(180deg, var(--secondary), #0f2556);
    border-radius: 36px;
    padding: 12px;
    box-shadow: 0 25px 60px rgba(13,27,76,0.3), 0 0 60px rgba(0,200,83,0.1), inset 0 1px 0 rgba(255,255,255,0.1);
}
.phone-screen {
    width: 100%;
    height: 100%;
    background: #fff;
    border-radius: 26px;
    overflow: hidden;
    padding: 16px;
}
.phone-header {
    display: flex;
    justify-content: center;
    padding: 8px 0 12px;
    border-bottom: 1px solid var(--border);
    margin-bottom: 16px;
}
.phone-stat { text-align: center; margin-bottom: 16px; }
.stat-label { font-size: 11px; color: var(--text-light); }
.stat-value { font-size: 22px; font-weight: 800; color: var(--secondary); }
.stat-change { font-size: 12px; color: var(--primary); font-weight: 600; }
.phone-chart {
    display: flex;
    align-items: flex-end;
    gap: 6px;
    height: 80px;
    padding: 8px 0;
    margin-bottom: 12px;
}
.chart-bar {
    flex: 1;
    background: linear-gradient(180deg, var(--primary-light), #C8E6C9);
    border-radius: 4px 4px 0 0;
    transition: var(--transition);
}
.chart-bar.active {
    background: linear-gradient(180deg, var(--primary), var(--primary-dark));
}
.phone-transactions { display: flex; flex-direction: column; gap: 8px; }
.txn {
    display: flex;
    justify-content: space-between;
    font-size: 11px;
    padding: 8px 10px;
    background: var(--bg-alt);
    border-radius: 8px;
}
.txn span:last-child { color: var(--primary); font-weight: 600; }

/* Scroll Indicator */
.hero-scroll-indicator {
    position: absolute;
    bottom: 30px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    color: var(--text-light);
    font-size: 12px;
}
.scroll-mouse {
    width: 24px;
    height: 38px;
    border: 2px solid var(--text-light);
    border-radius: 12px;
    display: flex;
    justify-content: center;
    padding-top: 6px;
}
.scroll-wheel {
    width: 3px;
    height: 8px;
    background: var(--text-light);
    border-radius: 2px;
    animation: scrollWheel 1.5s infinite;
}

/* --- SECTION COMMON --- */
section { padding: 100px 0; }
.section-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 60px;
}
.section-tag {
    display: inline-block;
    background: linear-gradient(135deg, var(--primary-light), #C8E6C9, #B2DFDB);
    color: var(--primary-dark);
    padding: 6px 18px;
    border-radius: var(--radius-full);
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 1.5px;
    margin-bottom: 16px;
    position: relative;
    animation: fadeInUp 0.6s ease;
}
.section-tag::before {
    content: '';
    position: absolute;
    inset: -1px;
    border-radius: inherit;
    background: linear-gradient(135deg, var(--primary), #69F0AE, var(--primary));
    z-index: -1;
    opacity: 0.3;
    filter: blur(4px);
}
.section-header h2 {
    font-size: clamp(28px, 3.5vw, 42px);
    font-weight: 800;
    color: var(--secondary);
    margin-bottom: 16px;
    line-height: 1.3;
}
.section-desc {
    font-size: 17px;
    color: var(--text-light);
}

/* --- PAIN POINTS --- */
.pain-points {
    background: var(--bg-alt);
}
.pain-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-bottom: 48px;
}
.pain-card {
    background: #fff;
    padding: 32px 24px;
    border-radius: var(--radius);
    text-align: center;
    box-shadow: var(--shadow);
    transition: var(--transition);
    border: 1px solid transparent;
    position: relative;
    overflow: hidden;
}
.pain-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--primary), #69F0AE, var(--primary));
    background-size: 200% auto;
    opacity: 0;
    transition: opacity 0.3s ease;
}
.pain-card:hover::before {
    opacity: 1;
    animation: shimmer 2s linear infinite;
}
.pain-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 40px rgba(0,200,83,0.12);
    border-color: rgba(0,200,83,0.2);
}
/* .pain-icon replaced by .pain-icon-wrap + .pain-fa-icon */
.pain-card h3 {
    font-size: 16px;
    font-weight: 700;
    color: var(--secondary);
    margin-bottom: 8px;
}
.pain-card p { font-size: 14px; color: var(--text-light); }
.pain-cta {
    text-align: center;
}
.pain-hook {
    font-size: 20px;
    margin-bottom: 20px;
    color: var(--secondary);
}

/* --- INDUSTRY SOLUTIONS --- */
.industry-tabs {
    display: flex;
    justify-content: center;
    gap: 12px;
    margin-bottom: 40px;
    flex-wrap: wrap;
}
.tab-btn {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 14px 28px;
    background: #fff;
    border: 2px solid var(--border);
    border-radius: var(--radius-full);
    cursor: pointer;
    font-size: 15px;
    font-weight: 600;
    font-family: inherit;
    transition: var(--transition);
    color: var(--text);
}
.tab-btn:hover { border-color: var(--primary); color: var(--primary); }
.tab-btn.active {
    background: linear-gradient(135deg, var(--primary), #00E676);
    color: #fff;
    border-color: transparent;
    box-shadow: 0 4px 20px rgba(0,200,83,0.35), inset 0 1px 0 rgba(255,255,255,0.2);
    transform: translateY(-2px);
}
.tab-icon { font-size: 20px; }
.tab-content { display: none; }
.tab-content.active { display: block; animation: fadeInUp 0.5s ease; }
.industry-card {
    display: grid;
    grid-template-columns: 1.4fr 1fr;
    gap: 48px;
    align-items: center;
    background: #fff;
    border-radius: 20px;
    padding: 48px;
    box-shadow: 0 20px 60px rgba(0,0,0,0.06);
    border: 1px solid rgba(0,200,83,0.08);
    transition: var(--transition);
}
.industry-card:hover {
    box-shadow: 0 25px 70px rgba(0,0,0,0.1);
    border-color: rgba(0,200,83,0.15);
}
.industry-badge {
    display: inline-block;
    background: var(--primary-light);
    color: var(--primary-dark);
    padding: 6px 16px;
    border-radius: var(--radius-full);
    font-size: 13px;
    font-weight: 600;
    margin-bottom: 16px;
}
.industry-info h3 {
    font-size: 26px;
    font-weight: 800;
    color: var(--secondary);
    margin-bottom: 12px;
    line-height: 1.3;
}
.industry-info p {
    color: var(--text-light);
    margin-bottom: 20px;
    font-size: 15px;
}
.industry-features {
    list-style: none;
    margin-bottom: 28px;
}
.industry-features li {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 8px 0;
    font-size: 15px;
    font-weight: 500;
}
.industry-visual {
    display: flex;
    justify-content: center;
    align-items: center;
}
.industry-stat-card {
    text-align: center;
    background: linear-gradient(135deg, var(--secondary), var(--secondary-light));
    color: #fff;
    padding: 48px;
    border-radius: var(--radius);
    width: 100%;
    box-shadow: var(--shadow-lg);
}
.industry-stat-card .stat-icon { font-size: 56px; margin-bottom: 16px; }
.industry-stat-card .stat-number {
    font-size: 48px;
    font-weight: 900;
    margin-bottom: 8px;
    background: linear-gradient(135deg, var(--primary), #69F0AE);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}
.industry-stat-card .stat-text { font-size: 15px; opacity: 0.9; }

/* --- PRODUCTS --- */
.products {
    background: var(--bg-alt);
}
.products-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}
.product-card {
    background: #fff;
    border-radius: var(--radius);
    padding: 36px 28px;
    text-align: center;
    box-shadow: var(--shadow);
    border: 2px solid transparent;
    transition: var(--transition);
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
}
.product-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
}
.product-card.featured {
    border-color: var(--primary);
    box-shadow: var(--shadow-glow);
    background: linear-gradient(135deg, #f0fdf4, #fff, #f0fdf4);
    animation: borderGlow 3s ease infinite;
}
.product-card.featured::after {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: conic-gradient(from 0deg, transparent, rgba(0,200,83,0.05), transparent, rgba(0,200,83,0.05), transparent);
    animation: spin 8s linear infinite;
    z-index: -1;
}
@keyframes spin {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}
.product-badge {
    position: absolute;
    top: 20px;
    right: -36px;
    background: var(--accent);
    color: #fff;
    padding: 5px 44px;
    font-size: 11px;
    font-weight: 700;
    transform: rotate(45deg);
    letter-spacing: 0.3px;
    box-shadow: 0 2px 8px rgba(255,109,0,0.3);
    z-index: 2;
}
.free-badge {
    background: var(--primary) !important;
}
.product-icon-wrap {
    margin-bottom: 20px;
}
.product-icon {
    font-size: 36px;
    width: 72px;
    height: 72px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto;
    background: linear-gradient(135deg, var(--primary-light), #C8E6C9);
    border-radius: 20px;
    color: var(--primary-dark);
    transition: all 0.3s ease;
}
.product-card:hover .product-icon {
    background: linear-gradient(135deg, var(--primary), #00E676);
    color: #fff;
    transform: scale(1.08);
    box-shadow: 0 8px 24px rgba(0,200,83,0.25);
}
.product-card h3 {
    font-size: 20px;
    font-weight: 700;
    color: var(--secondary);
    margin-bottom: 12px;
    line-height: 1.3;
}
.product-card > p {
    font-size: 14px;
    color: var(--text-light);
    margin-bottom: 20px;
}
.product-features {
    list-style: none;
    text-align: left;
    margin-bottom: 24px;
}
.product-features li {
    padding: 6px 0;
    font-size: 14px;
    position: relative;
    padding-left: 24px;
}
.product-features li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--primary);
    font-weight: 700;
}
.product-price {
    margin-bottom: 20px;
    margin-top: auto;
    display: flex;
    align-items: baseline;
    justify-content: center;
    gap: 4px;
}
.price-from { font-size: 14px; color: var(--text-light); }
.price-amount {
    font-size: 36px;
    font-weight: 900;
    color: var(--accent);
}
.price-period { font-size: 14px; color: var(--text-light); }

/* --- STATS --- */
.stats-section {
    background: linear-gradient(135deg, var(--secondary) 0%, #0f2556 50%, var(--secondary-light) 100%);
    padding: 80px 0;
    position: relative;
    overflow: hidden;
}
.stats-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image: radial-gradient(rgba(0,200,83,0.1) 1px, transparent 1px);
    background-size: 40px 40px;
    pointer-events: none;
}
.stats-section::after {
    content: '';
    position: absolute;
    top: -100px;
    right: -100px;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(0,200,83,0.12), transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}
.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    text-align: center;
    position: relative;
    z-index: 1;
}
.stat-item {
    color: #fff;
    padding: 32px 16px;
    border-radius: var(--radius);
    background: rgba(255,255,255,0.04);
    border: 1px solid rgba(255,255,255,0.08);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    transition: all 0.4s ease;
    display: flex;
    flex-direction: column;
    align-items: center;
}
.stat-item:hover {
    background: rgba(255,255,255,0.08);
    border-color: rgba(0,200,83,0.25);
    transform: translateY(-4px);
    box-shadow: 0 12px 40px rgba(0,200,83,0.15);
}
.stat-icon-circle {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: linear-gradient(135deg, rgba(0,200,83,0.15), rgba(0,200,83,0.05));
    border: 1px solid rgba(0,200,83,0.2);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    font-size: 22px;
    color: var(--primary);
    transition: all 0.4s ease;
}
.stat-item:hover .stat-icon-circle {
    background: linear-gradient(135deg, var(--primary), #00E676);
    color: #fff;
    border-color: transparent;
    box-shadow: 0 4px 20px rgba(0,200,83,0.4);
    transform: scale(1.1);
}
.stat-value-row {
    display: flex;
    align-items: baseline;
    justify-content: center;
    gap: 2px;
    height: 60px;
    line-height: 60px;
    margin-bottom: 8px;
}
.stat-number-large {
    font-size: clamp(36px, 5vw, 52px);
    font-weight: 900;
    background: linear-gradient(135deg, var(--primary), #69F0AE);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    font-variant-numeric: tabular-nums;
    letter-spacing: -0.5px;
    min-width: 2ch;
}
.stat-suffix {
    font-size: clamp(24px, 3vw, 32px);
    font-weight: 900;
    background: linear-gradient(135deg, var(--primary), #69F0AE);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}
.stat-label-large {
    font-size: 14px;
    opacity: 0.7;
    font-weight: 500;
    letter-spacing: 0.3px;
}

/* --- BENEFITS --- */
.benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}
.benefit-card {
    background: #fff;
    padding: 32px;
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    transition: all 0.4s cubic-bezier(0.4,0,0.2,1);
    border: 1px solid transparent;
    position: relative;
    overflow: hidden;
}
.benefit-card::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--primary), #69F0AE);
    transform: scaleX(0);
    transition: transform 0.4s ease;
}
.benefit-card:hover::after {
    transform: scaleX(1);
}
.benefit-card:hover {
    transform: translateY(-8px);
    border-color: rgba(0,200,83,0.15);
    box-shadow: 0 20px 50px rgba(0,200,83,0.12);
}
.benefit-card:hover .benefit-icon {
    background: linear-gradient(135deg, var(--primary), #00E676);
    color: #fff;
    transform: scale(1.1) rotate(-5deg);
}
.benefit-icon {
    width: 56px;
    height: 56px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--primary-light), #C8E6C9);
    border-radius: 14px;
    margin-bottom: 16px;
    color: var(--primary-dark);
    transition: all 0.4s cubic-bezier(0.4,0,0.2,1);
}
.benefit-card h3 {
    font-size: 18px;
    font-weight: 700;
    color: var(--secondary);
    margin-bottom: 8px;
}
.benefit-card p {
    font-size: 14px;
    color: var(--text-light);
}

/* --- DOCUMENTS SECTION --- */
.documents-section {
    background: linear-gradient(135deg, #f8fafc 0%, #f1f5f9 100%);
}
.docs-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
    max-width: 900px;
    margin: 0 auto;
}
.doc-card {
    display: flex;
    flex-direction: column;
    background: #fff;
    border-radius: 16px;
    padding: 28px;
    border: 1px solid rgba(0,0,0,0.06);
    box-shadow: 0 4px 24px rgba(0,0,0,0.04);
    transition: var(--transition);
}
.doc-card:hover {
    box-shadow: 0 12px 40px rgba(0,0,0,0.08);
    border-color: rgba(0,200,83,0.15);
    transform: translateY(-4px);
}
.doc-icon {
    width: 56px;
    height: 56px;
    border-radius: 14px;
    background: linear-gradient(135deg, #fee2e2, #fecaca);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
}
.doc-icon i {
    font-size: 26px;
    color: #dc2626;
}
.doc-info {
    flex: 1;
    margin-bottom: 20px;
}
.doc-info h3 {
    font-size: 17px;
    font-weight: 700;
    color: var(--secondary);
    margin-bottom: 8px;
    line-height: 1.4;
}
.doc-info p {
    font-size: 14px;
    color: var(--text-light);
    line-height: 1.6;
    margin-bottom: 12px;
}
.doc-meta {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 12px;
    color: #94a3b8;
    font-weight: 500;
}
.doc-meta i {
    font-size: 11px;
}
.doc-actions {
    display: flex;
    gap: 10px;
}
.doc-btn {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 10px 20px;
    border-radius: 10px;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    transition: var(--transition);
    cursor: pointer;
}
.doc-btn-view {
    background: var(--primary-light);
    color: var(--primary-dark);
}
.doc-btn-view:hover {
    background: var(--primary);
    color: #fff;
}
.doc-btn-download {
    background: var(--secondary);
    color: #fff;
}
.doc-btn-download:hover {
    background: var(--secondary-light);
    transform: translateY(-1px);
    box-shadow: 0 4px 16px rgba(13,27,76,0.25);
}

/* --- AGENCY --- */
.agency-section {
    background: linear-gradient(135deg, #f8fdf8 0%, #f0fdf4 30%, #eff6ff 60%, #f5f3ff 100%);
    position: relative;
    overflow: hidden;
}
.agency-section::before {
    content: '';
    position: absolute;
    top: -200px;
    right: -200px;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(0,200,83,0.06), transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}
.agency-section::after {
    content: '';
    position: absolute;
    bottom: -200px;
    left: -200px;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(59,130,246,0.05), transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}
.agency-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}
.agency-info h2 {
    font-size: clamp(28px, 3.5vw, 40px);
    font-weight: 800;
    color: var(--secondary);
    margin-bottom: 16px;
    line-height: 1.3;
}
.agency-desc {
    font-size: 16px;
    color: var(--text-light);
    margin-bottom: 32px;
}
.agency-benefits { margin-bottom: 32px; }
.agency-benefit {
    display: flex;
    gap: 16px;
    padding: 16px 0;
    border-bottom: 1px solid var(--border);
}
.agency-benefit:last-child { border: none; }
.ab-icon { font-size: 32px; flex-shrink: 0; }
.agency-benefit strong {
    display: block;
    font-size: 16px;
    color: var(--secondary);
    margin-bottom: 4px;
}
.agency-benefit p {
    font-size: 14px;
    color: var(--text-light);
    margin: 0;
}

/* Agency Steps */
.agency-steps {
    background: #fff;
    border-radius: var(--radius);
    padding: 40px;
    box-shadow: var(--shadow-lg);
    border: 1px solid rgba(0,200,83,0.1);
    position: relative;
    overflow: hidden;
}
.agency-steps::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--primary), #69F0AE, var(--primary));
    background-size: 200% auto;
    animation: shimmer 3s linear infinite;
}
.step {
    display: flex;
    gap: 20px;
    align-items: flex-start;
}
.step-number {
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--primary), #00E676);
    color: #fff;
    border-radius: 50%;
    font-weight: 800;
    font-size: 16px;
    flex-shrink: 0;
    box-shadow: 0 4px 15px rgba(0,200,83,0.3);
    transition: var(--transition);
}
.step:hover .step-number {
    transform: scale(1.15);
    box-shadow: 0 6px 25px rgba(0,200,83,0.4);
}
.step-content strong {
    display: block;
    font-size: 16px;
    color: var(--secondary);
    margin-bottom: 4px;
}
.step-content p {
    font-size: 14px;
    color: var(--text-light);
    margin: 0;
}
.step-line {
    width: 2px;
    height: 24px;
    background: linear-gradient(180deg, var(--primary), var(--primary-light));
    margin-left: 23px;
}

/* --- TESTIMONIALS --- */
.testimonials {
    background: var(--bg-alt);
}
.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}
.testimonial-card {
    background: #fff;
    padding: 32px;
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    transition: var(--transition);
    position: relative;
}
.testimonial-card::before {
    content: '\201C';
    position: absolute;
    top: 16px;
    right: 24px;
    font-size: 72px;
    font-family: Georgia, serif;
    color: var(--primary-light);
    line-height: 1;
    pointer-events: none;
}
.testimonial-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 20px 50px rgba(0,0,0,0.08);
}
.testimonial-stars { margin-bottom: 16px; font-size: 18px; }
.testimonial-text {
    font-size: 15px;
    color: var(--text);
    line-height: 1.8;
    margin-bottom: 20px;
    font-style: italic;
}
.testimonial-author {
    display: flex;
    align-items: center;
    gap: 12px;
}
.author-avatar {
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    background: var(--primary-light);
    border-radius: 50%;
}
.testimonial-author strong {
    display: block;
    font-size: 14px;
    color: var(--secondary);
}
.testimonial-author span {
    font-size: 13px;
    color: var(--text-light);
}

/* --- PRICING --- */
.pricing-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    align-items: start;
}
.pricing-card {
    background: #fff;
    border-radius: var(--radius);
    padding: 36px 28px;
    box-shadow: var(--shadow);
    transition: var(--transition);
    position: relative;
    border: 2px solid transparent;
}
.pricing-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
}
.pricing-card.popular {
    border-color: var(--primary);
    box-shadow: 0 0 40px rgba(0,200,83,0.15), 0 20px 60px rgba(0,0,0,0.1);
    transform: scale(1.05);
    background: linear-gradient(180deg, #f0fdf4 0%, #fff 30%);
    animation: borderGlow 3s ease infinite;
}
.pricing-card.popular:hover { transform: scale(1.05) translateY(-6px); }
.popular-tag {
    position: absolute;
    top: -14px;
    left: 50%;
    transform: translateX(-50%);
    background: linear-gradient(135deg, var(--accent), #FF8F00);
    color: #fff;
    padding: 6px 20px;
    border-radius: var(--radius-full);
    font-size: 13px;
    font-weight: 700;
    white-space: nowrap;
}
.pricing-header {
    text-align: center;
    padding-bottom: 24px;
    border-bottom: 1px solid var(--border);
    margin-bottom: 24px;
}
.pricing-header h3 {
    font-size: 22px;
    font-weight: 700;
    color: var(--secondary);
    margin-bottom: 12px;
}
.pricing-amount {
    font-size: 40px;
    font-weight: 900;
    color: var(--secondary);
}
.pricing-period {
    font-size: 16px;
    color: var(--text-light);
}
.pricing-features {
    list-style: none;
    margin-bottom: 28px;
}
.pricing-features li {
    padding: 8px 0;
    font-size: 14px;
}

/* --- REGISTER FORM --- */
.register-section {
    background: linear-gradient(135deg, var(--secondary) 0%, #0f2556 40%, var(--secondary-light) 70%, #0D2137 100%);
    background-size: 300% 300%;
    animation: gradientShift 10s ease infinite;
    color: #fff;
    position: relative;
    overflow: hidden;
}
.register-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image: radial-gradient(rgba(0,200,83,0.06) 1px, transparent 1px);
    background-size: 30px 30px;
    pointer-events: none;
}
.register-section::after {
    content: '';
    position: absolute;
    bottom: -150px;
    left: -150px;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(0,200,83,0.1), transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}
.register-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}
.register-info h2 {
    font-size: clamp(28px, 3.5vw, 40px);
    font-weight: 800;
    margin-bottom: 16px;
    line-height: 1.3;
}
.register-info p {
    font-size: 16px;
    opacity: 0.8;
    margin-bottom: 32px;
}
.register-guarantees { display: flex; flex-direction: column; gap: 16px; }
.guarantee {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 15px;
}
.register-form-wrap {
    background: rgba(255,255,255,0.97);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-radius: var(--radius);
    padding: 36px;
    box-shadow: 0 25px 60px rgba(0,0,0,0.25);
    color: var(--text);
    border: 1px solid rgba(255,255,255,0.3);
    position: relative;
    z-index: 2;
}
.form-tabs {
    display: flex;
    gap: 8px;
    margin-bottom: 28px;
}
.form-tab {
    flex: 1;
    padding: 14px;
    border: 2px solid var(--border);
    border-radius: var(--radius-sm);
    background: #fff;
    cursor: pointer;
    font-weight: 600;
    font-size: 15px;
    color: var(--text-light);
    transition: var(--transition);
    font-family: inherit;
}
.form-tab.active {
    border-color: var(--primary);
    color: var(--primary);
    background: var(--primary-light);
}
.form-group {
    margin-bottom: 20px;
}
.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}
.form-row .form-group {
    margin-bottom: 0;
}
.form-group label {
    display: block;
    font-size: 14px;
    font-weight: 600;
    color: var(--secondary);
    margin-bottom: 6px;
}
.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 14px 16px;
    border: 2px solid var(--border);
    border-radius: var(--radius-sm);
    font-size: 15px;
    font-family: inherit;
    transition: var(--transition);
    background: #fff;
    color: var(--text);
}
.form-group textarea {
    resize: vertical;
    min-height: 60px;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--primary);
    box-shadow: 0 0 0 4px rgba(0,200,83,0.1);
}
.btn-submit {
    margin-top: 8px;
    font-size: 17px;
    padding: 18px;
}
.form-note {
    text-align: center;
    font-size: 12px;
    color: var(--text-light);
    margin-top: 16px;
}
.form-note a { color: var(--primary); text-decoration: underline; }

/* Form validation errors */
.input-error {
    border-color: #e74c3c !important;
    box-shadow: 0 0 0 4px rgba(231, 76, 60, 0.1) !important;
}
.form-error {
    display: block;
    color: #e74c3c;
    font-size: 12px;
    margin-top: 4px;
    font-weight: 500;
}

/* --- FAQ --- */
.faq-section { background: var(--bg-alt); }
.faq-list {
    max-width: 800px;
    margin: 0 auto;
}
.faq-item {
    background: #fff;
    border-radius: var(--radius);
    margin-bottom: 12px;
    box-shadow: var(--shadow);
    overflow: hidden;
    border-left: 4px solid transparent;
    transition: border-color 0.3s ease;
}
.faq-item.open {
    border-left-color: var(--primary);
    box-shadow: 0 8px 30px rgba(0,200,83,0.08);
}
.faq-question {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 20px 24px;
    border: none;
    background: none;
    cursor: pointer;
    font-size: 16px;
    font-weight: 600;
    color: var(--secondary);
    font-family: inherit;
    text-align: left;
}
.faq-question svg,
.faq-question i {
    transition: transform 0.3s;
    flex-shrink: 0;
    color: var(--text-light);
}
.faq-item.open .faq-question svg,
.faq-item.open .faq-question i {
    transform: rotate(180deg);
    color: var(--primary);
}
.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
}
.faq-answer p {
    padding: 0 24px 20px;
    font-size: 15px;
    color: var(--text-light);
    line-height: 1.8;
}

/* --- FOOTER --- */
.footer {
    background: var(--bg-dark);
    color: #fff;
    padding: 60px 0 30px;
}
.footer-top {
    display: grid;
    grid-template-columns: 1.2fr 2fr;
    gap: 48px;
    padding-bottom: 40px;
    border-bottom: 1px solid rgba(255,255,255,0.1);
}
.footer-brand img { margin-bottom: 16px; }
.footer-brand > p {
    font-size: 14px;
    font-weight: 600;
    margin-bottom: 12px;
    opacity: 0.9;
}
.footer-address, .footer-contact {
    font-size: 13px;
    opacity: 0.7;
    margin-bottom: 8px;
}
.footer-contact a { color: var(--primary); }
.footer-links-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}
.footer-col h4 {
    font-size: 15px;
    font-weight: 700;
    margin-bottom: 16px;
    color: var(--primary);
}
.footer-col a {
    display: block;
    font-size: 14px;
    opacity: 0.7;
    padding: 4px 0;
    transition: var(--transition);
}
.footer-col a:hover { opacity: 1; color: var(--primary); }
.footer-social {
    display: flex;
    justify-content: center;
    gap: 16px;
    padding: 30px 0;
}
.footer-social a {
    width: 44px;
    height: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(255,255,255,0.1);
    border-radius: 50%;
    color: #fff;
    transition: var(--transition);
}
.footer-social a:hover {
    background: var(--primary);
    transform: translateY(-3px);
}
.footer-bottom {
    text-align: center;
    padding-top: 24px;
    font-size: 12px;
    opacity: 0.5;
}
.footer-bottom p { margin-bottom: 4px; }

/* --- FLOATING CTA --- */
.floating-cta {
    position: fixed;
    bottom: 24px;
    right: 24px;
    z-index: 999;
    display: flex;
    flex-direction: column;
    gap: 12px;
}
.float-btn {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #fff;
    box-shadow: var(--shadow-lg);
    transition: var(--transition);
    position: relative;
}
.float-btn:hover {
    transform: scale(1.1);
}
.float-phone {
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    animation: pulse 2s infinite;
}
.float-zalo {
    background: linear-gradient(135deg, #0068FF, #0052CC);
}
.float-tooltip {
    position: absolute;
    right: 66px;
    background: var(--secondary);
    color: #fff;
    padding: 8px 14px;
    border-radius: 8px;
    font-size: 13px;
    font-weight: 600;
    white-space: nowrap;
    opacity: 0;
    pointer-events: none;
    transition: var(--transition);
}
.float-btn:hover .float-tooltip { opacity: 1; }

/* --- BACK TO TOP --- */
.back-to-top {
    position: fixed;
    bottom: 24px;
    left: 24px;
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: var(--secondary);
    color: #fff;
    border: none;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow);
    transition: var(--transition);
    opacity: 0;
    pointer-events: none;
    z-index: 999;
}
.back-to-top.visible {
    opacity: 1;
    pointer-events: auto;
}
.back-to-top:hover {
    background: var(--primary);
    transform: translateY(-3px);
}

/* --- RESPONSIVE --- */

/* Tablet landscape */
@media (max-width: 1024px) {
    .hero-content { grid-template-columns: 1fr; text-align: center; }
    .hero-visual { display: flex; justify-content: center; margin-top: 16px; }
    .hero-card-stack { width: 260px; height: 480px; }
    .hero-phone-mockup { width: 200px; height: 400px; border-radius: 30px; }
    .hero-floating-card { display: none; }
    .hero-glow { display: none; }
    .hero-desc { max-width: 100%; margin-left: auto; margin-right: auto; }
    .hero-ctas { justify-content: center; }
    .hero-trust { justify-content: center; flex-wrap: wrap; }
    .hero-bank-logos { display: flex; flex-direction: column; align-items: center; }
    .pain-grid { grid-template-columns: repeat(2, 1fr); }
    .products-grid { grid-template-columns: repeat(2, 1fr); }
    .products-grid .product-card:last-child {
        grid-column: 1 / -1;
        max-width: 400px;
        margin: 0 auto;
    }
    .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 32px; }
    .benefits-grid { grid-template-columns: repeat(2, 1fr); }
    .testimonials-grid { grid-template-columns: repeat(2, 1fr); }
    .testimonials-grid .testimonial-card:last-child {
        grid-column: 1 / -1;
        max-width: 500px;
        margin: 0 auto;
    }
    .pricing-grid { grid-template-columns: repeat(3, 1fr); }
    .agency-wrapper { grid-template-columns: 1fr; }
    .agency-wrapper .agency-info { text-align: center; }
    .agency-benefits { text-align: left; }
    .agency-benefit { text-align: left; }
    .register-wrapper { grid-template-columns: 1fr; }
    .register-info { text-align: center; }
    .register-guarantees { align-items: center; }
    .industry-card { grid-template-columns: 1fr; }
    .industry-visual { margin-top: 16px; }
    .footer-top { grid-template-columns: 1fr; text-align: center; }
    .footer-links-grid { grid-template-columns: repeat(3, 1fr); }
}

/* Tablet portrait / large phones */
@media (max-width: 768px) {
    /* --- Navbar --- */
    .nav-links { display: none; }
    .nav-cta { display: none; }
    .mobile-menu-btn { display: flex; }
    .navbar-inner { height: 64px; }
    .logo img { height: 40px; }
    .nav-links.open {
        display: flex;
        flex-direction: column;
        position: absolute;
        top: 64px;
        left: 0;
        right: 0;
        background: rgba(255,255,255,0.98);
        backdrop-filter: blur(20px);
        -webkit-backdrop-filter: blur(20px);
        padding: 16px 24px;
        gap: 4px;
        box-shadow: 0 20px 40px rgba(0,0,0,0.1);
        animation: fadeInUp 0.3s ease;
        border-top: 1px solid var(--border);
    }
    .nav-links.open a {
        padding: 14px 16px;
        border-radius: var(--radius-sm);
        font-size: 16px;
    }
    .nav-links.open a:hover {
        background: var(--primary-light);
    }
    .mobile-nav-cta {
        display: block !important;
        text-align: center;
        padding: 14px !important;
        margin-top: 8px;
        background: linear-gradient(135deg, var(--primary), var(--primary-dark)) !important;
        color: #fff !important;
        border-radius: var(--radius-sm);
        font-weight: 700;
        font-size: 15px;
    }
    .mobile-nav-cta:hover {
        background: linear-gradient(135deg, var(--primary-dark), var(--primary)) !important;
    }

    /* --- Hero --- */
    .hero { padding: 84px 0 40px; min-height: auto; }
    .hero-text h1 { font-size: 28px; line-height: 1.3; white-space: normal; }
    .hero-desc { font-size: 15px; margin-bottom: 24px; }
    .hero-badge { font-size: 13px; padding: 6px 16px; margin-bottom: 16px; }
    .hero-ctas { flex-direction: column; gap: 12px; }
    .hero-ctas .btn { width: 100%; text-align: center; justify-content: center; }
    .btn-lg { padding: 16px 24px; font-size: 16px; }
    .hero-trust { 
        flex-direction: row; 
        flex-wrap: wrap;
        justify-content: center;
        gap: 12px 20px; 
        font-size: 12px;
    }
    .hero-trust span { white-space: nowrap; }
    .hero-bank-logos { margin-top: 20px; padding-top: 16px; }
    .bank-logos-row { 
        gap: 20px; 
        justify-content: center;
    }
    .bank-logos-row img { height: 26px; }
    .hero-scroll-indicator { display: none; }
    .shape-1 { width: 300px; height: 300px; top: -100px; right: -50px; }
    .shape-2 { width: 200px; height: 200px; }
    .shape-3 { width: 150px; height: 150px; }

    /* --- General sections --- */
    section { padding: 56px 0; }
    .section-header { margin-bottom: 32px; }
    .section-header h2 { font-size: 24px; margin-bottom: 12px; }
    .section-desc { font-size: 15px; }
    .section-tag { font-size: 12px; padding: 5px 14px; letter-spacing: 1px; }

    /* --- Pain Points --- */
    .pain-grid { grid-template-columns: 1fr; gap: 16px; }
    .pain-card { padding: 24px 20px; }
    .pain-cta { flex-direction: column; gap: 12px; text-align: center; }

    /* --- Industry tabs --- */
    .industry-tabs { 
        display: grid;
        grid-template-columns: repeat(4, 1fr);
        gap: 8px;
        padding-bottom: 0;
        flex-wrap: unset;
        overflow-x: visible;
    }
    .tab-btn { 
        padding: 10px 8px; 
        font-size: 13px; 
        white-space: nowrap;
        flex-shrink: unset;
        justify-content: center;
        gap: 6px;
        border-radius: 12px;
    }
    .tab-btn.active {
        transform: none;
    }
    .industry-card { 
        padding: 20px; 
        gap: 20px; 
    }
    .industry-info h3 { font-size: 20px; }
    .industry-info p { font-size: 14px; }
    .industry-features li { font-size: 14px; padding: 6px 0; }
    .industry-stat-card { padding: 32px 24px; }
    .industry-stat-card .stat-number { font-size: 36px; }
    .industry-stat-card .stat-icon { font-size: 40px; }

    /* --- Products --- */
    .products-grid { grid-template-columns: 1fr; gap: 16px; }
    .products-grid .product-card:last-child { max-width: 100%; }
    .product-card { padding: 28px 20px; }
    .product-icon { font-size: 40px; width: 68px; height: 68px; }

    /* --- Stats --- */
    .stats-section { padding: 60px 0; }
    .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 16px; }
    .stat-item { padding: 24px 12px; }
    .stat-icon-circle { width: 44px; height: 44px; font-size: 18px; margin-bottom: 14px; }
    .stat-value-row { height: 48px; line-height: 48px; margin-bottom: 6px; }
    .stat-label-large { font-size: 12px; }

    /* --- Benefits --- */
    .benefits-grid { grid-template-columns: 1fr; gap: 16px; }
    .benefit-card { padding: 24px 20px; }

    /* --- Documents --- */
    .docs-grid { grid-template-columns: 1fr; gap: 16px; }
    .doc-card { padding: 24px 20px; }
    .doc-info h3 { font-size: 16px; }

    /* --- Agency --- */
    .agency-wrapper { gap: 24px; }
    .agency-desc { font-size: 14px; margin-bottom: 20px; }
    .agency-benefits { 
        margin-bottom: 24px;
        text-align: left;
        max-width: 400px;
        margin-left: auto;
        margin-right: auto;
    }
    .agency-benefit { 
        padding: 10px 0; 
        gap: 12px;
        align-items: flex-start;
        text-align: left;
    }
    .ab-icon { 
        font-size: 22px;
        width: 36px;
        min-width: 36px;
        text-align: center;
    }
    .agency-benefit strong { font-size: 15px; }
    .agency-benefit p { font-size: 13px; }
    .agency-info .btn-lg { padding: 14px 28px; font-size: 15px; width: auto; display: inline-flex; }
    .agency-steps { padding: 24px 20px; }
    .step { gap: 14px; }
    .step-number { width: 36px; height: 36px; font-size: 13px; }
    .step-line { margin-left: 17px; height: 16px; }
    .step-content strong { font-size: 14px; }
    .step-content p { font-size: 13px; }

    /* --- Testimonials --- */
    .testimonials-grid { grid-template-columns: 1fr; gap: 16px; }
    .testimonials-grid .testimonial-card:last-child { max-width: 100%; }
    .testimonial-card { padding: 24px 20px; }
    .testimonial-card::before { font-size: 48px; top: 12px; right: 16px; }
    .testimonial-text { font-size: 14px; }

    /* --- Pricing --- */
    .pricing-grid { 
        grid-template-columns: 1fr; 
        max-width: 400px; 
        margin: 0 auto; 
        gap: 20px;
    }
    .pricing-card { padding: 28px 24px; }
    .pricing-card.popular { transform: none; }
    .pricing-card.popular:hover { transform: translateY(-6px); }
    .pricing-amount { font-size: 32px; }

    /* --- Register form --- */
    .register-wrapper { gap: 32px; }
    .register-form-wrap { padding: 28px 20px; }
    .form-tab { padding: 12px 8px; font-size: 13px; }
    .form-group input,
    .form-group select { padding: 12px 14px; font-size: 14px; }
    .btn-submit { padding: 16px; font-size: 16px; }
    .register-info h2 { font-size: 26px; }
    .guarantee { font-size: 14px; }

    /* --- FAQ --- */
    .faq-question { padding: 16px 18px; font-size: 15px; }
    .faq-answer p { padding: 0 18px 16px; font-size: 14px; }

    /* --- Footer --- */
    .footer { padding: 48px 0 24px; }
    .footer-top { gap: 32px; padding-bottom: 28px; }
    .footer-links-grid { grid-template-columns: repeat(2, 1fr); gap: 24px; }
    .footer-social { padding: 20px 0; gap: 12px; }
    .footer-social a { width: 40px; height: 40px; }

    /* --- Floating CTA & back to top --- */
    .floating-cta { bottom: 16px; right: 16px; gap: 10px; }
    .float-btn { width: 48px; height: 48px; font-size: 18px; }
    .float-tooltip { display: none; }
    .back-to-top { left: 16px; bottom: 16px; width: 40px; height: 40px; }
}

/* Small phones */
@media (max-width: 480px) {
    .container { padding: 0 16px; }
    
    /* Hero */
    .hero { padding: 76px 0 32px; }
    .hero-text h1 { font-size: 24px; }
    .hero-desc { font-size: 14px; }
    .hero-badge { font-size: 12px; padding: 5px 14px; }
    .btn-lg { padding: 14px 20px; font-size: 15px; }
    .hero-trust { font-size: 11px; gap: 8px 16px; }
    .bank-logos-row img { height: 20px; }
    .bank-logos-row { gap: 10px; }
    .bank-label { font-size: 11px !important; }

    /* Sections */
    section { padding: 44px 0; }
    .section-header { margin-bottom: 24px; }
    .section-header h2 { font-size: 22px; }
    .section-desc { font-size: 14px; }

    /* Tabs */
    .industry-tabs {
        grid-template-columns: repeat(2, 1fr);
        gap: 6px;
    }
    .tab-btn { 
        padding: 10px 12px; 
        font-size: 12px;
        gap: 6px;
        border-radius: 10px;
    }
    .tab-icon { font-size: 15px; }

    /* Industry */
    .industry-card { padding: 16px; gap: 16px; }
    .industry-info h3 { font-size: 18px; }
    .industry-stat-card { padding: 24px 16px; }
    .industry-stat-card .stat-number { font-size: 32px; }

    /* Pain */
    .pain-card { padding: 20px 16px; }
    .pain-icon-wrap { width: 48px; height: 48px; }
    .pain-fa-icon { font-size: 20px; }
    .pain-card h3 { font-size: 16px; }
    .pain-card p { font-size: 13px; }

    /* Products */
    .product-card { padding: 24px 16px; }

    /* Stats */
    .stats-section { padding: 48px 0; }
    .stats-grid { gap: 12px; }
    .stat-item { padding: 20px 10px; border-radius: 12px; }
    .stat-icon-circle { width: 40px; height: 40px; font-size: 16px; margin-bottom: 12px; }
    .stat-value-row { height: 40px; line-height: 40px; margin-bottom: 4px; }
    .stat-number-large { font-size: 28px; }
    .stat-suffix { font-size: 20px; }
    .stat-label-large { font-size: 11px; }

    /* Benefits */
    .benefit-card { padding: 20px 16px; }
    .benefit-icon { width: 48px; height: 48px; }
    .benefit-card h3 { font-size: 16px; }
    .benefit-card p { font-size: 13px; }

    /* Agency */
    .agency-steps { padding: 24px 18px; }
    .agency-info h2 { font-size: 22px; }
    .agency-desc { font-size: 14px; }
    
    /* Testimonials */
    .testimonial-card { padding: 20px 16px; }
    .author-avatar { width: 40px; height: 40px; }
    
    /* Pricing */
    .pricing-card { padding: 24px 18px; }
    .pricing-amount { font-size: 28px; }
    .pricing-header h3 { font-size: 18px; }

    /* Form */
    .form-tabs { gap: 6px; }
    .form-tab { padding: 10px 6px; font-size: 12px; }
    .register-form-wrap { padding: 20px 16px; }
    .register-info h2 { font-size: 22px; }
    .form-group label { font-size: 13px; }
    .form-group input,
    .form-group select,
    .form-group textarea { padding: 11px 12px; font-size: 14px; }
    .form-row { grid-template-columns: 1fr; gap: 0; }
    .form-row .form-group { margin-bottom: 20px; }
    .btn-submit { padding: 14px; font-size: 15px; }
    .form-note { font-size: 11px; }

    /* FAQ */
    .faq-question { padding: 14px 16px; font-size: 14px; gap: 12px; }
    .faq-answer p { padding: 0 16px 14px; font-size: 13px; }

    /* Footer */
    .footer { padding: 36px 0 20px; }
    .footer-links-grid { grid-template-columns: 1fr; gap: 20px; text-align: center; }
    .footer-brand > p { font-size: 13px; }
    .footer-address, .footer-contact { font-size: 12px; }
    .footer-col h4 { font-size: 14px; margin-bottom: 10px; }
    .footer-col a { font-size: 13px; }

    /* Floating CTA */
    .floating-cta { bottom: 12px; right: 12px; }
    .float-btn { width: 44px; height: 44px; font-size: 16px; }
    .back-to-top { left: 12px; bottom: 12px; width: 36px; height: 36px; font-size: 14px; }
}

/* --- SUCCESS STATE --- */
.form-success {
    text-align: center;
    padding: 40px 20px;
}
.form-success .success-icon {
    font-size: 64px;
    margin-bottom: 16px;
}
.form-success h3 {
    font-size: 24px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 12px;
}
.form-success p {
    font-size: 15px;
    color: var(--text-light);
}

/* =============================================
   ENHANCED VISUAL ELEMENTS 
   ============================================= */

/* --- Pain Points: FA Icon Wrappers --- */
.pain-icon-wrap {
    width: 64px;
    height: 64px;
    border-radius: 16px;
    background: linear-gradient(135deg, rgba(0, 200, 83, 0.12), rgba(0, 200, 83, 0.04));
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 16px;
    transition: all 0.3s ease;
}
.pain-card:hover .pain-icon-wrap {
    background: linear-gradient(135deg, var(--primary), #00e676);
    transform: scale(1.1);
}
.pain-fa-icon {
    font-size: 28px;
    color: var(--primary);
    transition: color 0.3s ease;
}
.pain-card:hover .pain-fa-icon {
    color: #fff;
}

/* --- Industry: Image wrapper with overlay badge --- */
.industry-image-wrap {
    position: relative;
    border-radius: 20px;
    overflow: hidden;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.15);
}
.industry-img {
    width: 100%;
    height: 320px;
    object-fit: cover;
    display: block;
    transition: transform 0.5s ease;
}
.industry-image-wrap:hover .industry-img {
    transform: scale(1.05);
}
.industry-img-overlay {
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    padding: 20px;
    background: linear-gradient(transparent, rgba(13, 27, 76, 0.85));
}
.industry-stat-badge {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    padding: 10px 20px;
    border-radius: 50px;
    color: #fff;
    font-size: 15px;
    border: 1px solid rgba(255, 255, 255, 0.2);
}
.industry-stat-badge i {
    font-size: 18px;
    color: var(--primary);
}
.industry-stat-badge strong {
    font-weight: 800;
    font-size: 18px;
}

/* --- Industry: Feature check icons --- */
.feature-check {
    color: var(--primary);
    font-size: 18px;
    margin-right: 8px;
    flex-shrink: 0;
}
.industry-features li {
    display: flex;
    align-items: center;
}

/* --- Industry badge icons --- */
.industry-badge i {
    margin-right: 6px;
}

/* --- Product Card: FA Icon styling --- */
.product-icon i {
    font-size: 40px;
    color: var(--primary);
}
.product-card.featured .product-icon i {
    color: #fff;
}
.product-card.featured .product-icon {
    background: linear-gradient(135deg, var(--primary), #00E676);
}
.product-badge i {
    margin-right: 4px;
}

/* --- Benefit Card: FA Icon styling --- */
.benefit-icon i {
    font-size: 28px;
}

/* --- Agency Section: FA Icon styling --- */
.ab-icon i {
    font-size: 20px;
    color: var(--primary);
}

/* --- Testimonial: Star icons --- */
.testimonial-stars i {
    color: #FFB800;
    font-size: 16px;
    margin-right: 2px;
}

/* --- Testimonial: Avatar images --- */
.author-avatar img {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    object-fit: cover;
    border: 2px solid var(--primary);
}

/* --- Pricing: Checkmark icons --- */
.pricing-check {
    color: var(--primary);
    font-size: 16px;
    margin-right: 8px;
}
.pricing-card.popular .pricing-check {
    color: #00e676;
}

/* --- Guarantee checkmarks --- */
.guarantee-check {
    color: var(--primary);
    font-size: 20px;
    flex-shrink: 0;
}

/* --- Footer: Social FA icons --- */
.footer-social a i {
    font-size: 20px;
}
.footer-address i,
.footer-contact i {
    margin-right: 6px;
    color: var(--primary);
}

/* --- Form tabs icons --- */
.form-tab i {
    margin-right: 6px;
}

/* --- Partners Marquee Section --- */
.partners-marquee {
    padding: 48px 0;
    background: var(--secondary);
    overflow: hidden;
    position: relative;
}
.partners-marquee::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse at center, rgba(0,200,83,0.08), transparent 70%);
    pointer-events: none;
}
.partners-label {
    text-align: center;
    font-size: 14px;
    color: rgba(255,255,255,0.5);
    margin-bottom: 28px;
    letter-spacing: 0.5px;
    text-transform: uppercase;
}
.partners-label strong {
    color: rgba(255,255,255,0.8);
}
.marquee-track {
    overflow: hidden;
    position: relative;
    width: 100%;
}
.marquee-track::before,
.marquee-track::after {
    content: '';
    position: absolute;
    top: 0;
    bottom: 0;
    width: 120px;
    z-index: 2;
    pointer-events: none;
}
.marquee-track::before {
    left: 0;
    background: linear-gradient(to right, var(--secondary), transparent);
}
.marquee-track::after {
    right: 0;
    background: linear-gradient(to left, var(--secondary), transparent);
}
.marquee-inner {
    display: flex;
    align-items: center;
    gap: 56px;
    animation: marquee-scroll 25s linear infinite;
    width: max-content;
}
.marquee-inner:hover {
    animation-play-state: paused;
}
.marquee-inner img {
    height: 32px;
    width: auto;
    filter: brightness(0) invert(1) opacity(0.55);
    transition: all 0.4s ease;
    flex-shrink: 0;
}
.marquee-inner img:hover {
    filter: brightness(0) invert(1) opacity(1);
    transform: scale(1.15);
}
@keyframes marquee-scroll {
    0% { transform: translateX(0); }
    100% { transform: translateX(-50%); }
}

/* --- Hero Enhancement Styles --- */
.hero-bank-logos {
    margin-top: 28px;
    padding-top: 20px;
    border-top: 1px solid rgba(0,0,0,0.06);
}
.hero-bank-logos p,
.hero-bank-logos .bank-label {
    font-size: 14px;
    color: var(--text-light);
    margin-bottom: 14px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    font-weight: 500;
}
.bank-logos-row {
    display: flex;
    align-items: center;
    gap: 16px;
    flex-wrap: wrap;
}
.bank-logos-row img {
    height: 36px;
    width: auto;
    filter: grayscale(100%) opacity(0.6);
    transition: all 0.3s ease;
}
.bank-logos-row img:hover {
    filter: grayscale(0%) opacity(1);
}
.hero-pattern {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: radial-gradient(rgba(255,255,255,0.03) 1px, transparent 1px);
    background-size: 30px 30px;
    pointer-events: none;
}
.phone-notch {
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 120px;
    height: 24px;
    background: var(--secondary);
    border-radius: 0 0 16px 16px;
    z-index: 2;
}
.hero-glow {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 300px;
    height: 300px;
    background: radial-gradient(circle, rgba(0, 200, 83, 0.2), transparent 70%);
    border-radius: 50%;
    pointer-events: none;
    animation: hero-glow-pulse 3s ease-in-out infinite;
}
@keyframes hero-glow-pulse {
    0%, 100% { opacity: 0.5; transform: translate(-50%, -50%) scale(1); }
    50% { opacity: 1; transform: translate(-50%, -50%) scale(1.2); }
}

/* --- Responsive adjustments for new elements --- */
@media (max-width: 768px) {
    .industry-img {
        height: 240px;
        border-radius: 12px;
    }
    .marquee-inner img {
        height: 24px;
    }
    .marquee-inner {
        gap: 28px;
    }
    .marquee-track::before,
    .marquee-track::after {
        width: 60px;
    }
    .partners-marquee {
        padding: 32px 0;
    }
    .partners-label {
        font-size: 12px;
        margin-bottom: 20px;
        padding: 0 16px;
    }
    .pain-icon-wrap {
        width: 52px;
        height: 52px;
    }
    .pain-fa-icon {
        font-size: 22px;
    }
    .process-steps-row {
        flex-direction: column;
        gap: 0;
        padding: 20px 0;
    }
    .author-avatar img {
        width: 40px;
        height: 40px;
    }
}

@media (max-width: 480px) {
    .marquee-inner img {
        height: 20px;
    }
    .marquee-inner {
        gap: 20px;
    }
    .marquee-track::before,
    .marquee-track::after {
        width: 30px;
    }
    .partners-marquee {
        padding: 24px 0;
    }
    .partners-label {
        font-size: 11px;
        margin-bottom: 14px;
    }
    .pain-icon-wrap {
        width: 48px;
        height: 48px;
    }
    .pain-fa-icon {
        font-size: 20px;
    }
    .industry-img {
        height: 200px;
    }
}

/* --- How It Works Strip --- */
/* ========== HOW IT WORKS — FULL SECTION ========== */
.how-it-works {
    padding: 70px 0;
    background: linear-gradient(180deg, #f0faf3 0%, #fff 100%);
    position: relative;
}
.steps-grid {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0;
    margin-top: 48px;
}
.step-card {
    text-align: center;
    padding: 32px 24px;
    border-radius: 20px;
    background: #fff;
    box-shadow: 0 4px 24px rgba(0,0,0,0.05);
    border: 1px solid rgba(0,0,0,0.04);
    position: relative;
    flex: 1;
    max-width: 240px;
    transition: all 0.3s ease;
}
.step-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 12px 40px rgba(0,200,83,0.12);
    border-color: var(--primary);
}
.step-card .step-number {
    position: absolute;
    top: -14px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--secondary);
    color: #fff;
    font-size: 13px;
    font-weight: 800;
    width: 28px;
    height: 28px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    letter-spacing: -0.5px;
    box-shadow: none;
}
.step-card--highlight .step-number {
    background: var(--accent);
}
.step-icon-wrap {
    width: 64px;
    height: 64px;
    margin: 8px auto 16px;
    border-radius: 18px;
    background: linear-gradient(135deg, var(--primary-light), #C8E6C9);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 26px;
    color: var(--primary-dark);
    transition: all 0.3s ease;
}
.step-card:hover .step-icon-wrap {
    background: linear-gradient(135deg, var(--primary), #00E676);
    color: #fff;
    box-shadow: 0 6px 20px rgba(0,200,83,0.3);
    transform: scale(1.08);
}
.step-icon--accent {
    background: linear-gradient(135deg, #FFF3E0, #FFCC80) !important;
    color: var(--accent) !important;
}
.step-card:hover .step-icon--accent {
    background: linear-gradient(135deg, var(--accent), #FF8F00) !important;
    color: #fff !important;
    box-shadow: 0 6px 20px rgba(255,109,0,0.3) !important;
}
.step-card h3 {
    font-size: 17px;
    font-weight: 700;
    color: var(--secondary);
    margin-bottom: 6px;
}
.step-card p {
    font-size: 14px;
    color: var(--text-light);
    line-height: 1.5;
    margin: 0;
}
.step-connector {
    color: var(--primary);
    font-size: 18px;
    opacity: 0.35;
    flex-shrink: 0;
    padding: 0 8px;
}

/* Steps responsive */
@media (max-width: 768px) {
    .steps-grid {
        flex-direction: column;
        gap: 16px;
        margin-top: 32px;
    }
    .step-card {
        max-width: 100%;
        display: flex;
        align-items: center;
        text-align: left;
        padding: 20px 24px;
        gap: 16px;
    }
    .step-card .step-number {
        position: static;
        transform: none;
        flex-shrink: 0;
    }
    .step-icon-wrap {
        width: 52px;
        height: 52px;
        margin: 0;
        flex-shrink: 0;
        font-size: 22px;
    }
    .step-connector {
        transform: rotate(90deg);
        padding: 0;
    }
}

/* ============================================================
   MOBILE UX OVERHAUL — Premium Enhancement 2026
   Comprehensive mobile-first improvements for WOW factor
   ============================================================ */

/* --- Sticky Mobile CTA Bar --- */
.mobile-sticky-cta {
    display: none;
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    z-index: 998;
    background: rgba(255,255,255,0.92);
    backdrop-filter: blur(20px) saturate(180%);
    -webkit-backdrop-filter: blur(20px) saturate(180%);
    padding: 10px 16px;
    padding-bottom: calc(10px + env(safe-area-inset-bottom));
    box-shadow: 0 -4px 30px rgba(0,0,0,0.08);
    border-top: 1px solid rgba(0,0,0,0.06);
    gap: 10px;
    align-items: center;
    transform: translateY(100%);
    transition: transform 0.4s cubic-bezier(0.4,0,0.2,1);
}
.mobile-sticky-cta.visible {
    transform: translateY(0);
}
.sticky-phone-btn {
    width: 48px;
    height: 48px;
    border-radius: 14px;
    background: var(--secondary);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    flex-shrink: 0;
    transition: all 0.2s ease;
}
.sticky-phone-btn:active {
    transform: scale(0.92);
}
.sticky-register-btn {
    flex: 1;
    height: 48px;
    border-radius: 14px;
    background: linear-gradient(135deg, var(--primary), #00E676);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    font-weight: 700;
    font-size: 15px;
    letter-spacing: 0.3px;
    box-shadow: 0 4px 15px rgba(0,200,83,0.35);
    transition: all 0.2s ease;
}
.sticky-register-btn:active {
    transform: scale(0.97);
}

/* --- Touch feedback for all interactive elements --- */
@media (hover: none) and (pointer: coarse) {
    .btn:active {
        transform: scale(0.96);
        transition: transform 0.1s ease;
    }
    .pain-card:active,
    .benefit-card:active,
    .product-card:active {
        transform: scale(0.98);
        transition: transform 0.15s ease;
    }
}

/* --- Section Divider Accents (all sizes) --- */
.pain-points,
.products,
.testimonials,
.faq-section {
    position: relative;
}
.pain-points::before,
.testimonials::before {
    content: '';
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 60px;
    height: 4px;
    border-radius: 2px;
    background: linear-gradient(90deg, var(--primary), #69F0AE);
}

/* ============================================================
   MOBILE RESPONSIVE OVERHAUL — 768px
   ============================================================ */
@media (max-width: 768px) {

    /* --- Sticky bar show --- */
    .mobile-sticky-cta {
        display: flex;
    }

    /* --- Shift fixed elements above sticky bar --- */
    .floating-cta {
        bottom: 78px !important;
        right: 16px;
    }
    .back-to-top {
        bottom: 78px !important;
        left: 16px;
    }

    /* --- Scroll padding for mobile navbar --- */
    html {
        scroll-padding-top: 64px;
    }

    /* --- HERO ENHANCEMENT --- */
    .hero {
        padding: 80px 0 44px;
    }
    .hero-text h1 {
        font-size: 30px;
        line-height: 1.2;
        letter-spacing: -0.5px;
        white-space: nowrap;
    }
    .hero-desc {
        font-size: 16px;
        line-height: 1.75;
        margin-bottom: 28px;
    }
    .hero-badge {
        font-size: 13px;
        padding: 8px 18px;
        margin-bottom: 18px;
        box-shadow: 0 2px 12px rgba(0,200,83,0.12);
        border: 1px solid rgba(0,200,83,0.12);
    }
    .hero-ctas .btn {
        border-radius: 14px;
        box-shadow: 0 6px 20px rgba(0,0,0,0.08);
    }
    .hero-ctas .btn-cta {
        box-shadow: 0 6px 24px rgba(0,200,83,0.3);
    }
    .hero-trust {
        background: rgba(255,255,255,0.7);
        backdrop-filter: blur(10px);
        -webkit-backdrop-filter: blur(10px);
        border-radius: 14px;
        padding: 14px 18px;
        border: 1px solid rgba(0,0,0,0.04);
        box-shadow: 0 2px 12px rgba(0,0,0,0.03);
    }
    .hero-bank-logos {
        margin-top: 24px;
        padding-top: 18px;
    }
    .bank-logos-row {
        gap: 16px;
        justify-content: center;
    }
    .bank-logos-row img {
        height: 24px;
    }

    /* --- HERO VISUAL: COMPACT PHONE MOCKUP --- */
    .hero-visual {
        display: flex !important;
        justify-content: center;
        margin-top: 24px;
    }
    .hero-card-stack {
        width: 220px;
        height: 420px;
    }
    .hero-phone-mockup {
        width: 200px;
        height: 400px;
        border-radius: 28px;
        padding: 10px;
        box-shadow: 0 20px 50px rgba(13,27,76,0.25), 0 0 40px rgba(0,200,83,0.08);
    }
    .phone-screen {
        border-radius: 20px;
        padding: 12px;
    }
    .phone-header img {
        height: 20px;
    }
    .phone-stat { margin-bottom: 12px; }
    .stat-value { font-size: 18px; }
    .phone-chart { height: 60px; }
    .txn { font-size: 10px; padding: 6px 8px; }
    .hero-floating-card {
        display: none;
    }
    .hero-glow {
        display: none;
    }

    /* --- HOW-IT-WORKS: handled by inline responsive above --- */

    /* --- PAIN CARDS: HORIZONTAL LAYOUT --- */
    .pain-card {
        display: flex;
        flex-direction: row;
        align-items: flex-start;
        gap: 16px;
        text-align: left;
        padding: 20px;
        border-radius: 14px;
    }
    .pain-card .pain-icon-wrap {
        margin-bottom: 0;
        flex-shrink: 0;
    }
    .pain-card h3 {
        font-size: 15px;
        margin-bottom: 6px;
    }
    .pain-card p {
        font-size: 13px;
        line-height: 1.6;
    }
    .pain-hook {
        font-size: 17px;
    }

    /* --- INDUSTRY TABS: GRID LAYOUT --- */
    .industry-tabs {
        display: grid;
        grid-template-columns: repeat(4, 1fr);
        gap: 8px;
        overflow-x: visible;
        -webkit-mask-image: none;
        mask-image: none;
    }
    .tab-btn {
        justify-content: center;
        gap: 6px;
        border-radius: 12px;
        padding: 10px 8px;
        font-size: 13px;
    }
    .tab-btn.active {
        transform: none;
    }
    .industry-card {
        border-radius: 16px;
        padding: 24px;
    }
    .industry-info .btn {
        width: auto;
        display: inline-flex;
        text-align: center;
        justify-content: center;
        border-radius: 12px;
        padding: 12px 24px;
        font-size: 14px;
    }
    .industry-image-wrap {
        border-radius: 14px;
    }
    .industry-img {
        height: 240px;
    }

    /* --- PRODUCTS: CARD POLISH --- */
    .product-card {
        border-radius: 16px;
    }
    .product-card .btn {
        border-radius: 14px;
    }

    /* --- STATS: LARGER NUMBERS --- */
    .stat-number-large {
        font-size: 38px;
    }
    .stat-suffix {
        font-size: 26px;
    }
    .stat-label-large {
        font-size: 13px;
    }
    .stat-item {
        border-radius: 14px;
    }

    /* --- MARQUEE: BIGGER LOGOS --- */
    .marquee-inner img {
        height: 28px;
    }
    .partners-marquee {
        padding: 36px 0;
    }

    /* --- BENEFITS: 2-COLUMN COMPACT --- */
    .benefits-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 12px;
    }
    .benefit-card {
        padding: 18px 14px;
        border-radius: 14px;
    }
    .benefit-card h3 {
        font-size: 14px;
    }
    .benefit-card p {
        font-size: 12px;
        line-height: 1.6;
    }
    .benefit-icon {
        width: 42px;
        height: 42px;
        border-radius: 12px;
        margin-bottom: 10px;
    }
    .benefit-icon i {
        font-size: 18px;
    }

    /* --- TESTIMONIALS: HORIZONTAL SCROLL --- */
    .testimonials-grid {
        display: flex;
        overflow-x: auto;
        -webkit-overflow-scrolling: touch;
        scrollbar-width: none;
        -ms-overflow-style: none;
        gap: 16px;
        padding: 4px 24px 20px;
        margin: 0 -24px;
        scroll-snap-type: x mandatory;
    }
    .testimonials-grid::-webkit-scrollbar { display: none; }
    .testimonial-card,
    .testimonials-grid .testimonial-card:last-child {
        flex-shrink: 0;
        width: 85vw;
        min-width: 280px;
        max-width: 340px;
        margin: 0;
        scroll-snap-align: start;
        border-radius: 16px;
    }

    /* --- PRICING: FULL WIDTH CARDS --- */
    .pricing-grid {
        max-width: none;
    }
    .pricing-card {
        border-radius: 16px;
    }
    .pricing-card.popular {
        border: 2px solid var(--primary);
        box-shadow: 0 0 30px rgba(0,200,83,0.12), 0 8px 30px rgba(0,0,0,0.08);
    }

    /* --- REGISTER FORM: POLISHED --- */
    .register-section {
        padding-bottom: 100px;
    }
    .register-form-wrap {
        border-radius: 20px;
        box-shadow: 0 20px 50px rgba(0,0,0,0.2);
    }
    .form-tab {
        border-radius: 12px;
    }
    .form-group input,
    .form-group select {
        border-radius: 12px;
    }
    .btn-submit {
        border-radius: 14px;
    }

    /* --- FAQ: ROUNDED --- */
    .faq-item {
        border-radius: 14px;
        border-left-width: 3px;
    }

    /* --- DOCUMENTS: MOBILE POLISH --- */
    .doc-card {
        border-radius: 14px;
        padding: 20px 18px;
    }
    .doc-icon {
        width: 48px;
        height: 48px;
        border-radius: 12px;
    }
    .doc-icon i {
        font-size: 22px;
    }
    .doc-actions {
        flex-direction: row;
    }
    .doc-btn {
        flex: 1;
        justify-content: center;
        padding: 10px 14px;
        font-size: 13px;
        border-radius: 10px;
    }

    /* --- AGENCY STEPS POLISH --- */
    .agency-steps {
        border-radius: 16px;
        padding: 24px 20px;
    }
    .agency-info .btn {
        width: auto;
        display: inline-flex;
        text-align: center;
        justify-content: center;
        border-radius: 12px;
        padding: 14px 28px;
        font-size: 15px;
    }
    .agency-benefits {
        margin-bottom: 20px;
    }
    .agency-benefit {
        padding: 10px 0;
        gap: 12px;
    }
    .ab-icon {
        font-size: 22px;
    }

    /* --- SECTION HEADER TYPOGRAPHY --- */
    .section-header h2 {
        font-size: 26px;
        letter-spacing: -0.3px;
    }
    .section-tag {
        font-size: 11px;
        padding: 5px 14px;
        letter-spacing: 1.2px;
    }

    /* --- ENSURING TOUCH TARGETS --- */
    .btn {
        min-height: 44px;
    }
    .tab-btn {
        min-height: 44px;
    }

    /* --- INDUSTRY TABS: 2x2 ON SMALL SCREENS --- */
    .industry-tabs {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 6px;
        -webkit-mask-image: none !important;
        mask-image: none !important;
    }
    .tab-btn {
        font-size: 12px;
        padding: 10px 12px;
        border-radius: 10px;
        gap: 6px;
    }
    .tab-btn span:not(.tab-icon) {
        display: inline !important;
    }
    .tab-icon {
        font-size: 15px;
    }

    /* --- FOOTER: ROOM FOR STICKY BAR --- */
    .footer {
        padding-bottom: 88px;
    }

    /* --- NAV LINKS OPEN: POLISHED --- */
    .nav-links.open {
        border-radius: 0 0 16px 16px;
    }
    .nav-links.open a {
        border-radius: 12px;
    }
}

/* ============================================================
   SMALL PHONE OVERRIDES — 480px
   ============================================================ */
@media (max-width: 480px) {

    /* Hero refinement */
    .hero-text h1 {
        font-size: 26px;
    }
    .hero-desc {
        font-size: 15px;
    }
    .hero-trust {
        padding: 10px 12px;
    }
    .bank-logos-row img {
        height: 18px;
    }

    /* Hero phone mockup: smaller on small phones */
    .hero-card-stack {
        width: 180px;
        height: 360px;
    }
    .hero-phone-mockup {
        width: 170px;
        height: 340px;
        border-radius: 24px;
        padding: 8px;
    }
    .phone-screen {
        border-radius: 18px;
        padding: 10px;
    }
    .phone-header img {
        height: 18px;
    }
    .stat-value {
        font-size: 16px;
    }
    .stat-label {
        font-size: 10px;
    }
    .stat-change {
        font-size: 10px;
    }
    .phone-chart {
        height: 50px;
    }
    .txn {
        font-size: 9px;
        padding: 5px 7px;
    }

    /* Benefits: back to 1 column on very small screens */
    .benefits-grid {
        grid-template-columns: 1fr;
    }
    .benefit-card {
        padding: 20px 16px;
    }
    .benefit-card h3 {
        font-size: 16px;
    }
    .benefit-card p {
        font-size: 13px;
    }
    .benefit-icon {
        width: 48px;
        height: 48px;
    }
    .benefit-icon i {
        font-size: 22px;
    }

    /* Pain cards: tighter layout */
    .pain-card {
        padding: 16px;
        gap: 14px;
    }

    /* Testimonials: narrower cards */
    .testimonial-card,
    .testimonials-grid .testimonial-card:last-child {
        width: 270px;
        min-width: 270px;
    }
    .testimonials-grid {
        padding-left: 16px;
        padding-right: 16px;
        margin: 0 -16px;
    }

    /* Stats enhancement */
    .stat-number-large {
        font-size: 30px;
    }
    .stat-suffix {
        font-size: 22px;
    }

    /* Adjust sticky elements */
    .floating-cta {
        bottom: 74px !important;
    }
    .back-to-top {
        bottom: 74px !important;
    }

    /* Marquee */
    .marquee-inner img {
        height: 22px;
    }
}

/* ========== URGENCY BANNER ========== */
.urgency-banner {
    background: linear-gradient(135deg, #FF6D00 0%, #FF8F00 100%);
    padding: 18px 0;
    position: relative;
    overflow: hidden;
}
.urgency-banner::before {
    content: '';
    position: absolute;
    inset: 0;
    background: repeating-linear-gradient(
        -45deg,
        transparent,
        transparent 10px,
        rgba(255,255,255,0.05) 10px,
        rgba(255,255,255,0.05) 20px
    );
}
.urgency-inner {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 18px;
    flex-wrap: wrap;
    position: relative;
    z-index: 1;
}
.urgency-icon {
    font-size: 28px;
    color: #fff;
    animation: pulse-icon 1.5s ease-in-out infinite;
}
@keyframes pulse-icon {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.15); }
}
.urgency-text {
    color: #fff;
    font-size: 16px;
    font-weight: 500;
    text-align: center;
}
.urgency-text strong {
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}
.urgency-btn {
    background: #fff !important;
    color: #FF6D00 !important;
    font-weight: 700;
    padding: 10px 24px;
    border-radius: 8px;
    font-size: 14px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    box-shadow: 0 4px 15px rgba(0,0,0,0.15);
    transition: all 0.3s ease;
}
.urgency-btn::before {
    display: none !important;
}
.urgency-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(0,0,0,0.2);
    background: #fff3e0 !important;
    color: #E65100 !important;
}

/* ========== FINAL CTA SECTION ========== */
.final-cta-section {
    background: linear-gradient(135deg, var(--secondary) 0%, #1a2a5c 100%);
    padding: 80px 0;
    text-align: center;
    position: relative;
    overflow: hidden;
}
.final-cta-section::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle at 30% 50%, rgba(0,200,83,0.08) 0%, transparent 50%),
                radial-gradient(circle at 70% 50%, rgba(255,109,0,0.06) 0%, transparent 50%);
    pointer-events: none;
}
.final-cta-inner {
    position: relative;
    z-index: 1;
    max-width: 700px;
    margin: 0 auto;
}
.final-cta-inner h2 {
    font-size: 36px;
    color: #fff;
    margin-bottom: 16px;
    line-height: 1.3;
}
.final-cta-desc {
    font-size: 17px;
    color: rgba(255,255,255,0.8);
    line-height: 1.7;
    margin-bottom: 32px;
}
.final-cta-buttons {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 28px;
}
.final-cta-buttons .btn-outline-light {
    background: transparent;
    border: 2px solid rgba(255,255,255,0.4);
    color: #fff;
    padding: 14px 28px;
    border-radius: 12px;
    font-weight: 600;
    font-size: 15px;
    transition: all 0.3s ease;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    text-decoration: none;
}
.final-cta-buttons .btn-outline-light:hover {
    border-color: #fff;
    background: rgba(255,255,255,0.1);
}
.final-cta-badges {
    display: flex;
    justify-content: center;
    gap: 24px;
    flex-wrap: wrap;
}
.final-cta-badges span {
    color: rgba(255,255,255,0.7);
    font-size: 13px;
    display: flex;
    align-items: center;
    gap: 6px;
}
.final-cta-badges span i {
    color: var(--primary);
}

/* ========== PRODUCT SUBLABEL ========== */
.product-sublabel {
    display: block;
    font-size: 12px;
    color: var(--text-light);
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 4px;
    font-weight: 500;
}

/* ========== BTN GLOW ========== */
.btn-glow {
    animation: glow-pulse 2s ease-in-out infinite;
}
@keyframes glow-pulse {
    0%, 100% { box-shadow: 0 0 5px rgba(0,200,83,0.4), 0 0 20px rgba(0,200,83,0.1); }
    50% { box-shadow: 0 0 15px rgba(0,200,83,0.6), 0 0 40px rgba(0,200,83,0.2); }
}

/* ========== PROCESS DESC ========== */
.process-desc {
    text-align: center;
    color: rgba(255,255,255,0.7);
    font-size: 15px;
    max-width: 500px;
    margin: -10px auto 20px;
}

/* ========== URGENCY & FINAL CTA RESPONSIVE ========== */
@media (max-width: 768px) {
    .urgency-inner {
        flex-direction: column;
        gap: 12px;
    }
    .urgency-text {
        font-size: 14px;
    }
    .final-cta-inner h2 {
        font-size: 26px;
    }
    .final-cta-desc {
        font-size: 15px;
    }
    .final-cta-badges {
        gap: 12px;
    }
    .final-cta-badges span {
        font-size: 12px;
    }
}
@media (max-width: 480px) {
    .urgency-banner {
        padding: 14px 0;
    }
    .urgency-text {
        font-size: 13px;
    }
    .urgency-btn {
        padding: 8px 18px;
        font-size: 12px;
    }
    .final-cta-section {
        padding: 50px 0;
    }
    .final-cta-inner h2 {
        font-size: 22px;
    }
    .final-cta-buttons .btn-outline-light {
        padding: 12px 20px;
        font-size: 14px;
    }
}